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We are proud to offer ongoing education and insights in the form of our blogs. Browse our selection of curated and written articles on a variety of topics to help empower you on your financial planning journey.

Thursday, June 20, 2024

Breaking Down the Myths Around Annuities for Retirement Planning Annuities can be a useful tool for securing retirement income, but they're often misunderstood or overlooked by investors and financial advisors. Why all the confusion?

Wednesday, June 5, 2024

Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in retirement can deplete your portfolio more quickly than expected.

Thursday, May 23, 2024

Trying to save for a loved one’s education or looking to optimize your existing plans? Consider a tax-efficient strategy known as a 529 plan. A 529 plan is a tax-advantaged savings plan designed to encourage saving for education expenses.

Thursday, May 9, 2024

Explore why annuities, holding $2.2 trillion, might be a valuable addition to your retirement plan, outpacing even Roth IRAs. Learn about their unique benefits and phases.

Tuesday, April 30, 2024

If you're like most of our clients, you're diligently socking away money for retirement in accounts like 401(k)s and IRAs. But simply accumulating assets isn't enough — it is also important to proactively plan to minimize taxes.

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Tuesday, April 16, 2024

Does Your Portfolio Fit Your Retirement Lifestyle? Most portfolios are based on an individual's investment objective, risk tolerance, and time horizon. However, as a retiree, how you choose to live in retirement may be an additional factor

Thursday, April 4, 2024

We are proud to announce our partner and top-producing advisor, Bryan Bibbo, AIF®, NSSA®, BPC, has been named to President and CFO of JL Smith Holistic Wealth Management. Bryan has been a pivotal figure at JL Smith since 2009.

Monday, March 11, 2024

Discover the power of compounding in health and wealth: Learn how seemingly small decisions today can lead to significant outcomes tomorrow, whether in fitness routines or financial investments.

Monday, January 8, 2024

Unlocking Financial Mastery: A Deep Dive into Tax Planning Strategies for High-Net-Worth Individuals In the latest episode of the “Holistic Wealth and Health Podcast," hosted by Jason L Smith, we had the privilege of...

Monday, January 1, 2024

Elevating Wellness and Prosperity: Unveiling the Potentials of Transformative Power of Weight Loss and Well-bein provides the insightful realm of "Holistic Wealth and Health," where prosperity transcends financial abundance to...

Monday, December 25, 2023

Unveiling the Essence of Holistic Wealth Management: Walking Through the Lens of Comprehensive Approach to Financial Well-Being. In this replay episode of the Holistic Wealth and Health Podcast, we had the pleasure of hosting Dave Alison...

Sunday, December 10, 2023

Explore the vital link between family unity and generational wealth in our podcast with Chris Smith, founder of Family Brand. Learn actionable principles and discover why a strong family culture is key for high-net-worth individuals.

Monday, November 27, 2023

In our latest episode of the Holistic Wealth and Health Podcast, we dove deep into the critical subject of year-end tax planning and investment strategies. Tailored for high net-worth individuals, this episode is a treasure trove of...

Friday, September 1, 2023

Cleveland, Ohio – September 1, 2023 – JL Smith | Wealth & Tax Planning has been named a 2023 NorthCoast 99 award winner by ERC, the Employers Resource Council. The NorthCoast 99 award honors 99 great Northeast Ohio...

Friday, February 10, 2023

Ready to make the most out of tax season? Learn about seven different tax-efficient strategies to help you save money.

Tuesday, January 3, 2023

Ready to take the next step toward improving your financial health in the new year? Set these financial goals to set yourself up for future success.

Tuesday, November 22, 2022

1 in 3 Americans overspend during the holiday season. Check out these financial tips from JL Smith on how to plan your holiday budget.

Friday, October 28, 2022

There are a lot of myths surrounding social security, which can lead to endless questions. JL Smith is here to debunk a few social security myths.

Wednesday, September 28, 2022

JL Smith advisors can help you feel financially secure during your retirement years. Explore the benefits of a retirement bucket strategy.

Friday, August 19, 2022

Financial document shredding aids in financial security and can protect you against identity theft. Discover more about how to secure your finances.

Tuesday, August 9, 2022

A financial advisor can help you secure your financial future. Check out these FAQs to provide you with some clarity on working with JL Smith!

Wednesday, June 22, 2022

As a parent or grandparent, paying for college can feel like a daunting task. Luckily, saving up enough money to send your child to the school of their dreams doesn’t have to keep you up at night.

Tuesday, May 24, 2022

Not everyone knows the best time to start working with a financial advisor. Here are some situations to look for that may signal it is time to find an advisor.

Tuesday, May 3, 2022

Despite Ohio being ranked one of the least expensive places to retire in the United States, Ohioans are still at risk of having their financial security tested if they don’t properly prepare for retirement.

Thursday, March 10, 2022

We take security seriously and consider it a partnership. We follow rigorous protocols to help protect your information. You can do the same by following these cybersecurity tips and best practices. Keep software up to date:...

Friday, February 25, 2022

The recent conflict between Russia and Ukraine is an important reminder that geopolitical risk is a part of investing in global markets. Navigating geopolitical events requires expertise and flexibility.

Monday, November 15, 2021

With health insurance open enrollment well underway, many are registering to receive Medicare for the first time. Medicare, which is a federally funded health insurance program, offers subsidized healthcare services to individuals that...

Tuesday, October 26, 2021

In 1960, healthcare costs took up $27.2 billion, or 5%, of the United States’ gross domestic product (GDP). By 2018, U.S. healthcare hit an astonishing $3.5 trillion, which was 17.7% of the country’s GDP. In the United...

Tuesday, August 17, 2021

In the United States, real estate has been—and continues to be—one of the most valuable financial investments a person can make. When estate planning; however, planning the transfer of that property can feel like a...

Wednesday, July 21, 2021

If you are looking for ways to save money, refinancing your home may feel like a no-brainer. Lowering your interest rate, shortening your loan term, and tapping into your home’s equity are just a few possible outcomes for those...

Friday, June 18, 2021

When you think about Social Security, it can feel like an endless puzzle game to determine which Social Security benefits strategy is right for you and your family. When and how you apply for your benefits can result in a difference of...

Tuesday, June 1, 2021

Throughout your career you have worked hard so that you could enjoy retirement properly without having to worry about money. Unfortunately, the financial advisor you choose to work with can ultimately have a huge impact on whether the...

Thursday, April 29, 2021

Many people assume there is a timeline they should follow when it comes to working with a financial advisor. However, this isn’t the case at all. There are different events and scenarios throughout a person’s life where it...

Wednesday, March 24, 2021

Turning 65 means that a lot of new opportunities are available to you. One item that most people will need to decide on when their 65th birthday arrives is what to do about Medicare. While everyone who is 65 or older has access to...

Monday, March 1, 2021

As you near retirement, it is common to become more concerned with your savings and investments. Unfortunately, unless you are a finance professional, some of the terminology that is often thrown around can be quite confusing. Coupled...

Friday, February 26, 2021

It’s that time of year again when peoples’ hands start to get sweaty as they try to locate their W2s. It’s tax season. The thought of flipping through countless documents while figuring out which box to check on your...

Wednesday, December 16, 2020

Every one of us who spends years saving and building a nest egg does so with the purpose of either using the money during retirement, leaving it for family when we pass, or donating it to causes we believe in. Regardless of which...

Monday, December 7, 2020

Nearing retirement? Have a 65th birthday coming up? If you answered “yes” to either, you may be wondering what your healthcare options are—and what you need to do to ensure proper health coverage. Of course, most...

Monday, December 7, 2020

What happens after you die? Admittedly, it’s something not many of us like to think about nor necessarily know the answer to. Often, one of the biggest concerns people have is whether their spouse, children, and/or loved ones...