With the increasing concerns around student debt, the rise of the gig economy, and the shift away from employer-provided pensions, personal finance classes that cover topics like budgeting, saving, credit scores, and the cost of borrowing are growing in popularity as well as necessity.

In this guide, we touch on everything from how to identify that it's the right time to work with a financial advisor, to different retirement plans and how to evaluate their unique strengths and weaknesses.